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CoEfficient Underwriters, Inc. is a program administrator specializing in unique insurance solutions for the Casualty insurance lines of Workers Compensation, General Liability, and Auto Liability.  Our expertise is focused mainly on alternative risk products, including captives, specifically tailored for middle market businesses in the temporary staffing, transportation, healthcare, and construction industries.

The management team at CoEfficient Underwriters, Inc. has over 90 combined years and over $1 Billion Dollars of premium experience in Property and Casualty.   Our strong relationships with nationally recognized insurance carriers and service providers help us to offer complete programs with robust risk management platforms and flexible financing options.

Through our Specialty Trucking Division--IC Management Services, Inc. we also offer Workers Compensation to independent contractor drivers who operate under lease to a motor carrier.

We take pride in delivering innovative insurance solutions to fill the needs of our clients and broker partners.  

Please contact us for your program/captive creation, insurance placement, or underwriting needs.  

Jeff Nacyk
President & Co-Founder

Jeff has over 30 years of experience in the Risk Management and Insurance Brokerage industry. Prior to founding CoEfficient, Jeff's insurance career was spent at one of the largest insurance and risk management services firms in the world. He was employed as a Senior Vice President-Underwriting of a specialty division that provided program and alternative risk solutions to broker partners.  Jeff was responsible for the creation of many new products and services that the company offered.  Jeff earned a B.S. degree in Marketing from Elmhurst College, Elmhurst, IL.


Katie Hughes, CPCU
Executive Vice President & Co-Founder

Katie has over 20 years of experience building, underwriting, and implementing both captive and guaranteed cost insurance programs for Property & Casualty lines of coverage.  Prior to founding CoEfficient, she worked in a specialty division of one the largest insurance and risk management services firms in the world.  Katie earned a B.A. degree in Actuarial Science with a minor in Finance from Roosevelt University, the Chartered Property Casualty Underwriter (CPCU) insurance designation, and an MBA from Southern Illinois University Edwardsville.  


Lisa K. From
Vice President

Lisa has over 15 years of experience in Property and Casualty insurance. Lisa has worked as an underwriter at Travelers and AIG, specializing in construction and global energy.  She has also spent several years at the alternative risk division of one of the world's largest brokerage firms as an underwriter for a variety of captive products.  In addition to underwriting and risk management skills, she has several years of sales, marketing, systems design and management experience.  She has a B.A. degree in Biology and Creative Writing from Knox College.


Bernie Clegg
Vice President - Transportation

Bernie has 40 years in the Commercial Insurance Business, specializing in the transportation industry.  He spent time as a broker and underwriter for Auto Liability, Physical Damage and Cargo for trucking companies of all sizes.  He is also versatile in captive programs and their placements.  Bernie established a company providing statutory Workers Compensation coverage to independent contractors operating under the authority of a motor carrier.   He has a degree in business as well as an extensive insurance education holding his CIC and ARM designations. 


Joanna Mays
Brooke Clabough
Financial Analyst

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