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SIMPLIFIED CAPTIVE
SIMPLIFIED CAPTIVE
SIMPLIFIED CAPTIVE
For Healthcare
Captive Benefits.
Without the
Complications.
Nationwide A+ XV Rated Carrier Paper
HOW IT WORKS
Simple Process. Clear Potential.
A streamlined captive designed to reward strong performance while avoiding the complexity of a traditional captive.
FUND THE MAXIMUM
The Premium and Participation fee are fully funded upfront, establishing the maximum cost. Financing is available.
MANAGE PERFORMANCE
Supported by active risk control and claims management.
SHARE IN THE RESULTS
50%
PROFIT SHARING EQUALING UP TO
OF PREMIUM
36 MONTHS
Returns and calculations can begin as early as 36 months after the close of the contract year.
Streamlined by Design.
NO ASSESSMENTS
NO JOINT & SEVERAL LIABILITY
NO COMMON EFFECTIVE DATE
NO BOARD MEETINGS
LOW EXPENSE STRUCTURE
RISK MANAGEMENT SERVICES
When Performance Matters,
So Does the Support Behind it.
TOP TIER+ combines proactive prevention with active claims oversight to help healthcare staffing firms reduce risk, respond effectively when losses occur and protect long-term performance.
PROVEN RESULTS
A History of Meaningful Returns.
Established in 2017, TOP TIER for Healthcare has a demonstrated history of delivering meaningful profit sharing to qualifying members.
50%
EQUAL TO
37%
EQUAL TO
50%
EQUAL TO
OF PREMIUM
OF PREMIUM
OF PREMIUM
Maximum profit sharing achieved in 1 of 5 evaluated contract years for Top Tier qualifying members.
Average profit sharing delivered to qualifying
Top Tier members.
Highest profit sharing delivered historically to qualifying Middle Tier members.
IS IT A FIT?
The Right Profile. Greater Potential.
PREMIUM SIZE:
$100,000–$1.5 million in annual workers’ compensation premium.
CLASSES OF BUSINESS:
Established healthcare staffing firms operating in classes such as nurse staffing, travel nursing, allied health and other healthcare professionals.
STRONG LOSS EXPERIENCE:
A history of favorable or improving loss results.
CAPACITY FOR LIMITED RISK:
The financial ability and willingness to fund a defined maximum upfront, with the opportunity to earn profit sharing based on loss performance.
PROACTIVE RISK MANAGEMENT:
A commitment to safety, claims management and continuous improvement.
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