CoEfficient Underwriters, Inc.
564 S Washington St Suite 304
Naperville, IL 60540
P: (847) 686-0000
F: (847) 686-0012
www.coefficientunderwriters.com

Independent Contractor

Administrative Services

IC Management Services, Inc. (ICMS)  is an administrative services company that specializes in providing comprehensive risk management programs, uniquely tailored to meet the needs of motor carriers that utilize independent contractor drivers.

Through our decades of experience in the transportation insurance industry, we have created a portfolio of products that effectively manage the challenges faced by motor carriers.  Our programs provide cost-saving coverages, while establishing proper documentation of the contractual relationships, and navigating the hurdles that can arise during claims  and/or audits.  

 

Our products are customizable based on your company’s individual needs.  We look forward to discussing how we can help you better protect your drivers and safeguard your company’s potential liabilities.

 

For More Information Please Contact:

ICMSInquiries@coefficientunderwriters.com or (847) 686-2000
 

Workers Compensation Program

Workers Compensation Coverage, specifically designed for Independent Contractor truck drivers & fleet drivers under permanent lease to a motor carrier.

Program Highlights

  • "A-" (Excellent) Rated Insurance Carrier

  • Nationwide Coverage (Excl. Alaska)

  • Not Subject to Audit

  • Low Down Payment

  • Simple, Flat Monthly Rates

  • Top Quality Customer Service

  • Relationship Separation Between the IC & Motor Carrier

Minimums Starting At 5 Drivers

Occupational Accident 

Program

Occupational Accident Coverage, customized to the needs of motor carriers, owner operators,  & contract drivers

Program Highlights

Provides financial relief in the event of a on the job accident

  • Association Platform

    • No Motor Carrier Sponsorship, Reinforcing Relationship Separation​

    • Member Access to Medical Benefits & Exclusive IC Products

    • Portable for IC Driver Motor Carrier Changes

  • Simple, Flat Monthly Rates & Flexible Billing Options

  • Streamlined Application Process & Easy-to-Use Administration System

  • Benefits Customization Including Optional:

    • Contingent Liability​

    • Non-Trucking Liability

Ancillary

Programs

Coverage Offerings

  • Affordable Care Act Compliant Minimum Essential Coverage Medical Plans

  • Discounted Dental Plans

  • Truck Physical Damage Coverage