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Specialized
Workers' Compensation

Thoughtful underwriting.
Leading carrier partnerships.
Integrated risk management.
Tailored insurance structures.

Better Programs.
By Design.

Who We Are

A DIFFERENT KIND OF PROGRAM ADMINISTRATOR

Built on specialized workers' compensation and alternative risk experience dating back to 1999, CoEfficient Underwriters partners with retail insurance brokers to expand the solutions they can offer their clients. We believe every account deserves thoughtful evaluation—not a one-size-fits-all approach. Whether the opportunity calls for traditional workers' compensation, independent contractor solutions, or captive design & management, we bring expertise, nationally recognized carrier relationships, and flexible program options to help brokers deliver the right solution with confidence.

Industry Focus

We partner with retail insurance brokers to deliver solutions designed for the unique needs of the industries we know best.

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TEMPORARY STAFFING

Workers' compensation solutions built for the staffing industry, offering guaranteed cost and Top Tier+ captive options to meet the needs of every stage of growth.

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HEALTHCARE STAFFING

Workers' compensation solutions customized for healthcare staffing organizations, combining industry expertise with flexible program options.

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TRANSPORTATION &
INDEPENDENT CONTRACTORS

Workers' compensation and independent contractor solutions for transportation, logistics, and evolving workforce models.

Alternative Risk
Expertise

Some opportunities require more than a traditional insurance program. Since 1999, CoEfficient's leadership has helped retail insurance brokers and their clients evaluate, form, and manage more than 25 group captives while developing alternative risk strategies and custom insurance structures designed for long-term success.

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