Top%20Tier%20Logo.png

Captive benefits, without the complications.

Target Classifications

  • Clerical

  • Light Industrial

  • Medical Professionals

  • Specialty/Artisan Contractors

  • Nursing Homes

  • Nursing Staffing

  • Home Health

  • Other Medical Professionals 

Our model is simple:

The best performers get the biggest profit returns

Structure Highlights

Fast, Significant Profit Returns - Up to 50% of Premium

As early as 36 months after the close of the contract year

NO Loss Performance Assessments

NO Ownership Liabilities

 

NO Effective Dates

Performance Driven Pricing

Monthly Pay-As-You-Go with Premium Financing

Quality Coverage

"A XV" Rated Carriers - AmTrust & The Hanover Company

Nationwide Coverage

Blanket Waiver of Subrogation 

Blanket Alternate Employer - When applicable

Risk Management Services

Unbundled Customized Loss Control

Results Driven Claims Handling & Oversight

Minimum Premiums Starting At $100,000+

With A Designated Large Member

Structure At $1,500,000+

Submission Requirements:

  • Complete Acord Application

  • 5 years of historical exposures and premiums

  • 5 years of loss runs (valued within 90 days)

  • Details on losses greater than $25,000

  • Experience modification worksheets

  • Safety information

  • 2 years of financial statements

Not ready for risk? We also offer Guaranteed Cost.

Looking to build your own unique insurance product?

We can design a structure that works for your business needs.